For lenders & financial institutions
Don't Let Insurance Delay Your Closing.
Fast Builder's Risk, Homeowner's and Landlord Insurance for Lenders.
Immediate quote requests
No account required. Collect basic lender and property details, then begin underwriting.
Optional lender partnership
Encourage repeat business through a dedicated contact, saved company information, and a streamlined submission process.
Our commitment to you
- We verify lender business identity before sharing any sensitive policy or borrower information.
- Secure forms and document handling protect borrower records at every step.
- Submitting a request does not bind insurance — coverage begins only after insurer authorization and confirmation.
Trusted by lenders across Texas, North Carolina & South Carolina
Why lenders work with MAKZ
We Speak Your Language
We understand what lenders need — not just a policy, but the right policy structured to protect your collateral and satisfy your loan requirements.
Loss Payee / Mortgagee Status
We ensure lenders are properly named as loss payee or mortgagee on every Builder's Risk policy — protecting your right to insurance proceeds in the event of a covered loss.
Certificates of Insurance
Need a COI fast? We turn around certificates of insurance quickly, with the coverage details your underwriting team requires. We work on your timeline, not ours.
Completed Value Coverage
We write Builder's Risk policies at completed project value — not current construction value — so your collateral is fully protected from groundbreaking through final draw.
Cancellation Notices
Lenders receive 30-day advance notice of any policy cancellation or material change in coverage, giving you time to act before your collateral is exposed.
Soft Costs & Delay Coverage
Our policies can include soft costs coverage — protecting against additional loan interest and carrying costs that accrue when a covered loss delays project completion.
Flood Coverage in High-Risk Areas
We proactively address flood exclusions for projects in flood-prone areas, ensuring coverage gaps don't leave your collateral exposed to Texas's most common catastrophic risk.
What we cover
Builder's Risk Coverage Built for Lenders
Every policy we place for a financed construction project is structured with the lender's requirements in mind.
New Construction
Ground-up residential and commercial construction projects, from foundation through certificate of occupancy.
Renovation & Rehab
Major renovations, gut rehabs, and fix-and-flip projects where the existing structure and new work both need protection.
Multifamily & Mixed-Use
Apartment complexes, condominiums, and mixed-use developments with complex coverage requirements.
Commercial & Industrial
Office buildings, warehouses, retail centers, and industrial facilities under construction or major renovation.
How it works
Simple. Fast. Lender-Ready.
Share Your Requirements
Send us your lender's insurance requirements or connect us directly with your borrower. We'll review what's needed and confirm we can meet your specifications.
We Structure the Coverage
We shop 30+ carriers to find the right Builder's Risk policy — with your institution named as loss payee, the right limits, and any endorsements your loan requires.
You Get the Certificate
We deliver a certificate of insurance naming your institution, confirming coverage details, and satisfying your underwriting requirements — typically within 48 hours.
Ongoing Support
We monitor coverage through project completion, handle renewals and extensions, and notify you immediately of any material changes or cancellations.
Get started
Let's Make Sure Your Collateral Is Covered
Whether you're a lender with a borrower who needs coverage or a borrower whose lender has specific requirements, we can help. Fill out the form and we'll be in touch within one business day.
Common questions
Lender FAQs
Have a Borrower Who Needs Coverage?
Refer them to MAKZ and we'll handle the rest — proper coverage, lender-ready certificates, and ongoing support through project completion.