Building a new home is an exciting journey filled with decisions about design, materials, and contractors. Yet, amid these choices, one critical aspect often gets overlooked: premises liability. This legal concept plays a vital role in protecting homeowners, builders, and visitors during and after construction. Understanding premises liability during new home construction can prevent costly disputes and ensure safety for everyone involved. Safety barriers around a new home co

Floods cause billions of dollars in damage every year, yet many homeowners avoid flood insurance because of misunderstandings. These myths can leave people unprotected when disaster strikes. Knowing the facts about flood insurance helps you make smart decisions to protect your home and belongings. This article clears up five common myths that often stop people from getting the coverage they need. Flooded suburban home with water reaching the porch, illustrating flood risk and

Builder’s risk insurance is a must-have for anyone involved in new construction or major renovations—whether you’re a general contractor, developer, or real estate investor. Here’s a quick look at the pros and cons to help you decide if it’s the right fit for your project. The Good Protects Your Investment:  Covers buildings and structures under construction against damage from fire, wind, theft, vandalism, and certain natural disasters. Customizable Coverage:  Policies can b

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Flooding is one of the most common—and costly—natural disasters in Texas. Yet, many homeowners are surprised to learn that standard...

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Choosing the right commercial insurance policy is one of the most important decisions any business owner can make. The right coverage...